All Calculators
📈

Savings Certificates

Project maturity for PPF, NSC, and KVP using the latest Ministry of Finance rates.

Scheme & Contribution

years

PPF default 15 yrs, NSC 5 yrs, KVP ≈ 9.6 yrs.

Interest Rate & Step-up

% p.a.

Auto-filled from latest quarter; override if needed.

% increase

📖 How to Use

Select scheme, enter deposit amount, rate, and tenure. For PPF, choose yearly/quarterly/monthly contributions and optional step-up. The schedule shows cumulative balance for every financial year.